Are the any fees for card top-up? December 23, 2020 12:09 Updated Top-ups are free, but only up to a certain amount per month. The amount depends on your ZEN subscription. You can check all the details here. Related articles Which country I have to be a resident of to create ZEN account? Which country my company has to be registered in to order ZEN Card? How to top-up your ZEN account with a card issued by another bank? Are there any top-up limits? How does additional warranty work?