In the case of SEPA and SWIFT, incoming transfers are processed immediately when they arrive – mainly until 5:00 p.m. on business days (i.e. from Monday to Friday, excluding holidays).
Different transfer types have different processing times.
SEPA transfer is usually processed in the next working day. Processing time for SWIFT transfers vary depending on the bank of origin. It usually takes 1-3 working days.
The fastest transfer option is to send money from ZEN account to ZEN account. It is being processed in a real time.