The SWIFT system is used to transfer money to countries outside the European Union, but this does not mean that you cannot send money between EU member states. Via SWIFT transfer you can make transfers in practically all currencies.
If you want to send a SWIFT transfer, the following conditions must be met to make the transfer:
- you need to know the account number of the transfer recipient in the international IBAN format - at the beginning of such number there will be letters indicating the country in which the account is kept
- you need to know the SWIFT code of the recipient's bank.