My transfer didn't arrive to ZEN

Question

Why didn't my SEPA/SWIFT transfer arrive at my ZEN account yet? What happened to my transfer?

Answer

Some payment methods, mostly international bank transfers (such as SEPA or SWIFT), may take up to 3 business days to process because of settlement periods and security proceedings on the payment institutions' end.

If you're waiting to receive funds via a transfer to your ZEN account, please ask the sender for a transfer confirmation from their bank. When you receive the confirmation, please check:

• Settlement date on the confirmation - it shows when the transfer left the other institution. If 3 business days have passed since the settlement date, please contact the sending bank to locate the transfer. Only the sending bank is able to track the transaction.
• Account number to which funds were sent:
  • SEPA (EUR) transfers to ZEN must be sent to a number that starts with LT. BIC/SWIFT code is BZENLT22.
  • SWIFT transfers to ZEN must be sent to a number that starts with GB. BIC/SWIFT code is TCCLGB3L.
    Transfers sent to the wrong account number will be automatically returned to the sender. To see the standard transfer return time, please click here.

When contacting the ZEN Customer Support Team about a missing transfer, please send us the transfer confirmation with all the following details visible in one photo or PDF file:

• Account number and name of the sender.
• Your name and account number provided by the sender.
• Settlement date.
• Amount and currency sent.

See also: What is a SWIFT and SEPA transfer, and how long do they take?, Why is the amount received different from the amount sent?