How to add your ZEN card to Xiaomi Pay

Updated:

Want to pay with your Xiaomi wearable instead of reaching for your wallet? With Xiaomi Pay, you can pay in stores straight from your wrist.

Before you start, make sure you have

  • a supported Xiaomi wearable with the European version:
    • Mi Smart Band 6 NFC or newer
    • Xiaomi Watch S1 or newer
  • an active Mastercard-branded ZEN Card
    Xiaomi Pay currently supports only Mastercard cards. If your ZEN Card is branded with Visa, you won’t be able to add it to the wallet

Set up Xiaomi Pay on your Xiaomi device

Follow these steps to add your ZEN Card:

  1. Download and open the correct app on your phone:
    • Zepp Life for Mi Smart Band
    • Mi Fitness (Xiaomi Wear) for Xiaomi Watch
  2. Sign in with your Xiaomi account, or create one if needed.
  3. Go to "Profile".
  4. In the Devices tab, select "Add device".
  5. Pair your Xiaomi Smart Band or Xiaomi Watch with the app.
  6. In the Zepp Life or Mi Fitness app, open the "Xiaomi Pay" tab.
  7. Add your ZEN Card details and accept the Terms.
  8. Confirm the authorisation using the SMS code.
  9. Read the payment instructions and verify your card.

That’s it. Your Xiaomi device is now ready to pay in stores using Xiaomi Pay.

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