Your ZEN card has daily limits for purchases and ATM withdrawals. You can adjust the standard limits yourself, while the maximum limits are fixed. The exact amounts depend on your card’s settlement currency.
Card payment and ATM withdrawal limits
Each card has two types of limits:
- Standard limit: you can change this in the app to suit your needs.
- Maximum limit: this cannot be increased.
Below you’ll find the daily limits by card settlement currency.
| Standard | Maximum | |
|---|---|---|
| Purchases (for cards which settlement currency is EUR) | up to 10000 EUR per day | up to 30000 EUR per day |
| Purchases (for cards which settlement currency is PLN) | up to 30000 PLN per day | up to 120000 PLN per day |
| Purchases (for cards which settlement currency is GBP) | up to 10000 GBP per day | up to 30000 GBP per day |
| ATM withdrawals (for cards which settlement currency is EUR) | up to 2000 EUR per day | up to 30000 EUR per day |
| ATM withdrawals (for cards which settlement currency is PLN) | up to 2000 PLN per day | up to 120000 PLN per day |
| ATM withdrawals (for cards which settlement currency is GBP) | up to 2000 GBP per day | up to 30000 GBP per day |
What is the card settlement currency?
The card settlement currency is the default currency assigned to your card, and it’s the currency your funds are taken from first. For example:
- A Polish card settles in PLN
- A German card settles in EUR
Need to change your card limits?
You can adjust your standard limits for purchases and ATM withdrawals in the ZEN.COM app.
Learn how to change your card limits here.
Good to know
Other limits may also apply to your account, depending on how you use ZEN. You can check the full overview in: What limits are possible when I use ZEN?