How to pay with Garmin Pay

You can pay with Garmin Pay using a supported Garmin device and your ZEN Card. Once your card is added, you can make secure, contactless payments straight from your wrist, without taking out your phone or wallet.

Before you start

Make sure that:

To add your card, see How to add ZEN Card to Garmin Pay

Pay with Garmin Pay using your Garmin watch

  1. Press and hold the action or menu button on your watch, then select the Wallet icon.
  2. Enter your 4-digit PIN that you set in Garmin Connect™.
    • You only need to enter the PIN once every 24 hours, unless you take the watch off.
  3. On the watch screen, choose the ZEN Card you want to pay with.
  4. Hold your watch close to the payment terminal.

That’s it. The payment is completed as soon as the terminal confirms it.

After the payment

You can view your payment details at any time in the Garmin Connect™ app.

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