Local PLN transfers supported by ZEN

Question

What local transfers for PLN (Polish Złoty) does ZEN support? What is ELIXIR transfer?

Answer

ZEN supports local PLN transfers via the ELIXIR system. Express ELIXIR transfers are not supported yet and are settled simultaneously, as standard ELIXIR transfers.

ELIXIR transfers are available to:

  • Clients with Polish citizenship, verified with a Polish ID card or passport
  • Clients with Ukrainian citizenship, verified with a Polish residence card ("Karta Pobytu").

If your account has been verified with another document, or you have another citizenship, not listed above, the Polish account number will not be available. If you have the required documents and citizenship, you can update the data on your account.

ELIXIR is a widely used electronic funds transfer system in Poland. It allows for secure and efficient money transfers between different banks and financial institutions within the country. ELIXIR transfers are typically used for local payments and transactions, and they are commonly employed for various purposes, such as salary transfers, bill payments, and other financial transactions.
ELIXIR transfers typically take one business day for the funds to be credited to the recipient's account.

See also: What is a SWIFT and SEPA transfer, and how long do they take?

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