What is Event Ticket Cover?

Updated:

Event Ticket Cover can reimburse the cost of eligible event tickets if an unexpected covered situation prevents you from attending. Depending on your ZEN.COM subscription plan, you can receive up to 500 EUR for eligible unused tickets.

Event Ticket Cover is provided by Chubb, a global insurance company, and is available with selected ZEN.COM subscription plans for residents of Poland, Czechia, Hungary, Romania, and Lithuania.


Who can use Event Ticket Cover?

Event Ticket Cover is available depending on your ZEN.COM subscription plan:

  • Good: Event Ticket Cover is not available
  • Better: Event Ticket Cover is not available
  • Best: up to 250 EUR
  • ZEN: up to 500 EUR

To be eligible, you must have paid for the event ticket with your ZEN card.

The reimbursement cannot be higher than:

  • the applicable limit for your subscription plan
  • the face value of your ticket
  • any ticket cost you can recover from another source

What Event Ticket Cover covers

You may be eligible for reimbursement if you cannot attend the event because of one of these unavoidable situations:

  • Serious illness, injury, or death: you or an immediate family member unexpectedly becomes seriously ill, is injured, or dies. The situation must have been outside your control and unknown when you bought the ticket.
  • An emergency at your home: the police need you following a burglary, or your home is affected by a storm, flood, serious fire, explosion, vandalism, subsidence, a fallen tree, or impact by a vehicle or aircraft within 48 hours before the event.
  • Public transport disruption: the transport provider you planned to use to reach the event does not run according to its scheduled timetable.
  • A problem with the vehicle you're travelling in: your vehicle breaks down, is involved in an accident, or is delayed in a traffic jam for more than 3 hours with no alternative route available. You must also have allowed reasonable time in your travel plans for expected delays.

What Event Ticket Cover doesn't cover

Event Ticket Cover doesn't cover:

  • season tickets or annual passes
  • tickets bought for business purposes
  • tickets that include accommodation or transportation costs
  • work obligations or financial circumstances that prevent you from attending
  • an event that is postponed, cancelled, relocated, or abandoned by its performer, artist, promoter, or organiser
  • liquidation or bankruptcy of the performer, artist, event organiser, promoter, their agents, or someone acting for you
  • public transport disruption caused by industrial action or a strike announced or started before you left home, if you could reasonably have made other travel arrangements
  • a flight withdrawn from service following a recommendation or order from a government, civil aviation authority, port authority, rail authority, or similar authority
  • situations resulting from your intentional participation in an illegal act, violation of the law, or resistance to arrest
  • flying in an aircraft unless you're travelling as a passenger in a fully licensed passenger aircraft
  • war, civil war, invasion, insurrection, revolution, military takeover, or terrorism
  • radiation or radioactive contamination from nuclear materials
  • pathogenic or poisonous biological or chemical materials
  • claims involving a terrorist or member of a terrorist organisation, illegal drug trafficker, or supplier of nuclear, chemical, or biological weapons

How to make an Event Ticket Cover claim

Keep your ticket, booking confirmation, and proof of purchase. Depending on why you couldn't attend, you'll also need evidence confirming what happened.

Learn how to make an Event Ticket Cover claim.

For the complete coverage conditions and exclusions, check the [Event Ticket Cover Terms].

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