Transfer fees depend on the type of transfer and your ZEN plan. Below, you’ll find how fees work for different transfer methods such as SWIFT, SEPA, ELIXIR, Faster Payments, Local, Card, PrivatMoney, Internal transfers, and ZEN Buddies.
Knowing your plan’s current pricing helps you avoid unexpected costs before sending or receiving money. You can always check the latest official version for Individual Pricing (UK) and Business Pricing (UK) on the ZEN.COM website. If there’s any difference between the pricing table below and the PDF version, the PDF Pricing is the valid source.
Fees for transfers available in ZEN.COM
| Plan | Free | Gold | Platinum | Pro | Smart (Business) | Enterprise (Business) |
|---|---|---|---|---|---|---|
| Incoming SWIFT | 0.10% + 4.20 GBP | 0.10% + 2.52 GBP | 0.10% + 2.52 GBP | 0.10% + 2.52 GBP | 0.10% + 12.60 GBP | 0.10% + 2.52 GBP |
| Outgoing SWIFT – SHA | 0.10% + 4.20 GBP | 0.10% + 2.52 GBP | 0.10% + 2.52 GBP | 0.10% + 2.52 GBP | 0.10% + 12.60 GBP | 0.10% + 2.52 GBP |
|
Outgoing SWIFT – OUR Country categories are available on the last page of ZEN Pricing |
Category 1 – 0.10% + 21.00 GBP Category 2 – 0.10% + 29.40 GBP Category 3 – 0.10% + 42.00 GBP |
Category 1 – 0.10% + 12.60 GBP Category 2 – 0.10% + 21.00 GBP Category 3 – 0.10% + 33.60 GBP |
Category 1 – 0.10% + 12.60 GBP Category 2 – 0.10% + 21.00 GBP Category 3 – 0.10% + 33.60 GBP |
Category 1 – 0.10% + 12.60 GBP Category 2 – 0.10% + 21.00 GBP Category 3 – 0.10% + 33.60 GBP |
Category 1 – 0.10% + 21.00 GBP Category 2 – 0.10% + 29.40 GBP Category 3 – 0.10% + 42.00 GBP |
Category 1 – 0.10% + 12.60 GBP Category 2 – 0.10% + 21.00 GBP Category 3 – 0.10% + 33.60 GBP |
| Incoming SEPA (standard & instant) | Free | Free | Free | Free | Free | Free |
| Outgoing SEPA (standard & instant) | 0.21 GBP | 0.21 GBP | Free | Free | 0.10% (min. 0.84 GBP) | Free |
| Incoming Local in GBP | 0.42 GBP | 0.42 GBP | Up to 50 transfers per month – free Next – 0.42 GBP |
Up to 50 transfers per month – free Next – 0.42 GBP |
Free | Free |
| Outgoing Local in GBP | 0.42 GBP | 0.42 GBP | Free | Free | 0.10% (min. 0.84 GBP) | Free |
|
Outgoing Local in other currencies than listed above |
0.42 GBP | 0.42 GBP | Free | Free | 0.10% (min. 0.84 GBP) | Free |
|
Internal transfers (between ZEN Clients) and ZEN Buddies |
Free | Free | Free | Free |
Internal transfer — Free ZEN Buddies unavailable |
Internal transfer — Free ZEN Buddies unavailable |
| Outgoing Transfer To Card | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
|
Incoming Transfer to ZEN Card |
3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% |
An additional high-risk transfer processing fee may apply to selected recipients. Learn more about high-risk transfers.
See also: