Using a ZEN Card gives you more flexibility when you pay, shop, or manage money. You can spend in multiple currencies, earn cashback, and get extra protection for your purchases, all in the ZEN.COM app.
What you get with a ZEN Card
Pay and manage money in multiple currencies
You can hold and exchange different currencies in your ZEN account, often without extra exchange fees, depending on your plan. This makes everyday payments and travel simpler.
See: How to exchange currency in the ZEN.COM app
Easy top-ups and transfers
You can add money to your account and send it in several ways, depending on what’s most convenient for you.
See: How to top up your ZEN account, How to transfer money from your ZEN account
Instant Cashback and shopping deals
When you pay with your ZEN Card, you can get Instant Cashback and access exclusive e-commerce offers, depending on your plan and the merchant.
See: How does Instant Cashback work?
Shopping protection with ZEN Care (paid plans)
If something goes wrong with a purchase, ZEN Care can help. This includes support with refunds, returns, and card transaction issues, so you don’t have to handle everything on your own.
See: How to get help with a purchase using ZEN Care Shopping Protection
Manage everything in one place
All these benefits are available in the ZEN.COM app. You can check your cards, payments, rewards, and protection features in one place, whenever you need them.