You can add cash to your ZEN account at selected ATMs in Poland. The money usually appears in your account within 15 minutes, so you can use it almost right away.
Before you start
Cash deposits at ATMs are currently available only in Poland and through selected networks.
Supported ATM networks:
- Euronet Poland
- Planet Cash Poland
Fee for cash deposits at ATMs:
- 1% of the deposited amount for ZEN Personal accounts with the Good, Better, and Best plans
- 0.8% of the deposited amount for ZEN Personal accounts with the ZEN plan
- 0.5% of the deposited amount for ZEN Business accounts
Daily limit per client: 60 000 PLN
Other ATM networks in Poland do not currently support cash deposits for ZEN cards.
How to deposit cash at an ATM
- Find a supported ATM. You can use our map here.
- Insert your physical ZEN card into the ATM.
If the ATM supports contactless deposits, you can also tap the reader using a device with your virtual ZEN card added to Apple Pay, Google Pay, Xiaomi Pay, or Garmin Pay. - On the ATM screen, select “Deposit”, then enter your card PIN.
- Enter the deposit amount and insert the cash into the machine when prompted.
Keep the printed confirmation from the ATM. Within about 15 minutes, you’ll receive a notification in the ZEN.COM app confirming that the money has been added to your account.
If your deposit does not appear
If the money does not appear in your account within 30 minutes, contact ZEN Customer Support and attach a photo of the printed confirmation from the ATM so we can check what happened. If something goes wrong, we’ll help you sort it out.
Do you need help? We are always here for you:
- in ZEN.COM app support chat (open the link on your mobile device, estimated wait time will display when connecting to an agent). To ensure that you do not miss a response from a support agent, make sure that the ZEN.COM app is allowed to send push notifications on your mobile device.
- in ZEN.COM Help Center chat. Choose the button displayed in the bottom right corner of your screen when browsing our Help Center to start a chat.
- via email hello@zen.com (we usually respond within 24 hours). When you contact us via e-mail, please send your message from the email address linked to your ZEN account.
To learn about other ways of depositing cash to ZEN account, see: How to deposit cash to ZEN account