Transfer fees depend on the type of transfer and your ZEN plan. Below, you’ll find how fees work for different transfer methods such as SWIFT, SEPA, ELIXIR, Faster Payments, Local, Card, PrivatMoney, Internal transfers, and ZEN Buddies.
Knowing your plan’s current pricing helps you avoid unexpected costs before sending or receiving money. You can always check the latest official version for Individual Pricing and Business Pricing on the ZEN.COM website. If there’s any difference between the pricing table below and the PDF version, the PDF Pricing is the valid source.
Fees for transfers available in ZEN.COM
| Plan | Free | Gold | Platinum | PRO | Smart (Business) | Enterprise (Business) |
|---|---|---|---|---|---|---|
| Incoming SWIFT | 0.10% + 5.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 15.00 EUR | 0.10% + 3.00 EUR |
| Outgoing SWIFT – SHA | 0.10% + 5.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 3.00 EUR | 0.10% + 15.00 EUR | 0.10% + 3.00 EUR |
|
Outgoing SWIFT – OUR Country categories are available on the last page of ZEN Pricing |
Category 1 – 0.10% + 25.00 EUR Category 2 – 0.10% + 35.00 EUR Category 3 – 0.10% + 50.00 EUR |
Category 1 – 0.10% + 15.00 EUR Category 2 – 0.10% + 25.00 EUR Category 3 – 0.10% + 40.00 EUR |
Category 1 – 0.10% + 15.00 EUR Category 2 – 0.10% + 25.00 EUR Category 3 – 0.10% + 40.00 EUR |
Category 1 – 0.10% + 15.00 EUR Category 2 – 0.10% + 25.00 EUR Category 3 – 0.10% + 40.00 EUR |
Category 1 – 0.10% + 25.00 EUR Category 2 – 0.10% + 35.00 EUR Category 3 – 0.10% + 50.00 EUR |
Category 1 – 0.10% + 15.00 EUR Category 2 – 0.10% + 25.00 EUR Category 3 – 0.10% + 40.00 EUR |
| Incoming SEPA (standard & instant) | Free | Free | Free | Free | Free | Free |
| Outgoing SEPA (standard & instant) |
Standard: 0.25 EUR SEPA Instant unavailable |
0.25 EUR | Free | Free | 0.10% (min. 1.00 EUR) | Free |
| Incoming Local in PLN (standard & instant) | Free | Free | Free | Free | Free | Free |
| Outgoing Local in PLN (standard) | 0.50 EUR | 0.25 EUR | Free | Free | 0.10% (min. 1.00 EUR) | Free |
| Outgoing Local in PLN (instant) | 1.00 EUR | 0.50 EUR |
Currently free (Standard fee: 0.25 EUR) |
Currently free (Standard fee: 0.25 EUR) |
Currently 0.50 EUR (Standard fee: 1.00 EUR) |
Currently free (Standard fee: 0.25 EUR) |
| Incoming Local in GBP | 0.50 EUR | 0.50 EUR | Up to 50 transfers per month – free Next – 0.50 EUR |
Up to 50 transfers per month – free Next – 0.50 EUR |
Free | Free |
| Outgoing Local in GBP | 0.50 EUR | 0.50 EUR | Free | Free | 0.10% (min. 1.00 EUR) | Free |
| Incoming Local in RON | 0.50 EUR | Up to 50 transfers per month – free Next – 0.50 EUR |
Up to 50 transfers per month – free Next – 0.50 EUR |
Up to 50 transfers per month – free Next – 0.50 EUR |
Free | Free |
| Outgoing Local in RON | 0.50 EUR | 0.50 EUR | Free | Free | 0.10% (min. 1.00 EUR) | Free |
|
Internal transfers (between ZEN Clients) and ZEN Buddies |
Free | Free | Free | Free |
Internal transfer — Free ZEN Buddies unavailable |
Internal transfer — Free ZEN Buddies unavailable |
| Outgoing Transfer To Card | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% | 1.00% |
|
Incoming Transfer to ZEN Card |
2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% |
|
Outgoing Bank Transfer via PrivatMoney |
1.00% | 1.00% | 1.00% | 1.00% | Unavailable | Unavailable |
|
Outgoing Transfer To Card via PrivatMoney |
1.00% | 1.00% | 1.00% | 1.00% | Unavailable | Unavailable |
An additional high-risk transfer processing fee may apply to selected recipients. Learn more about high-risk transfers.
See also: