If you’re choosing between Platinum and Pro, the main difference is access to rewards. Both plans have the same fees for everyday transactions, but the Pro plan gives you tools that help you get extra value when you spend.
The key difference
With the Pro plan, you can order the ZEN PRO Card. This card unlocks the Reward Zone loyalty program and adds 2 years of Extended Warranty on electronics.
When you pay with your ZEN PRO Card, you earn Shards for every purchase. You can exchange them for rewards in the Reward Zone whenever you’re ready.