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First steps

Become a ZEN.COM client and verify your account

25 articles

Account

Update your account settings and details, change your subscription plan

42 articles

Security

Prevent scams and keep your ZEN account secure

19 articles

Transfers

Send and receive money using your ZEN account

45 articles

Top-ups

Add funds to ZEN.COM using your card, or other payment methods

26 articles

Currency exchange

Exchange currencies and manage your multi-currency balances

7 articles

ZEN Cards

Order, use, and manage your ZEN Cards

48 articles

Cash deposits and withdrawals

Deposit or withdraw physical cash using available methods

14 articles

Crypto (through Partners)

Send crypto to ZEN.COM, use crypto transfers and partner exchange services with ZEN.COM

23 articles

Reward Zone

Earn more with Shards, complete Quests, and redeem Stones

21 articles

Instant Cashback

Receive cashback for purchases and check how it’s calculated

10 articles

Extended Warranty

Protect your purchases and submit warranty claims

14 articles

ZEN Care Shopping Protection

Get help with damaged, missing, or incorrect items

3 articles

Deals

Compare prices of popular products directly in ZEN.COM (Poland only)

3 articles

Priceless™ Moments

Collect points in the Mastercard Priceless Moments program by paying with your ZEN card (Poland only)

2 articles

ZEN.COM for Business

Integrate ZEN.COM into your business and use ZEN.COM Payment Gateway

12 articles

ZEN.COM Payment Gateway for buyers

Get help with payments and orders made through ZEN.COM Checkout

9 articles

Referrals

Invite businesses and earn money for every business brought to ZEN.COM

4 articles

ZEN.COM CashCard

Pay using a prepaid voucher, which you can buy online and in convenience stores

6 articles

Other topics

Maintenance alerts, working at ZEN.COM, partnership offers

15 articles

Choose your plan

All the Zenefits bundled into convenient plans.

Free

EUR 0/month

The basics to get going. A multi-currency account in 35 currencies and a virtual card.

See the Free plan

Gold

EUR 0.90/month

For frequent spenders. Lower conversion fees, a physical card and ZEN Care.

See the Gold plan

Platinum

EUR 6.90/month

For demanding users. Free transfers, higher ATM limits and better rates.

See the Platinum plan
Most popular

Pro

EUR 6.90/month

All the Zenefits: unlimited Reward Zone, +2 years of Extended Warranty, and the best rates.

See the Pro plan

Smart

Free (Limited Promo)

To get your company started. A multi-currency account, low-fee domestic transfers, and a free physical card for the team.

See the Smart plan

Enterprise

EUR 100.00/month

For growing teams. Fee-free domestic transfers, low-fee international transfers, and multiple free payment cards for the team.

See the Enterprise plan

Open a free ZEN account

Download the app for iOS or Android and start paying less, in any currency.

Create an account

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